Indemnity against legal liability to any patient arising out of breach of professional duty through negligence, error or omission by ant medical practitioner employed by the insured in the performance of their professional duties.

No one plans to get sick or hurt, but most people need medical care – like a doctor visit, a prescription drug, a lab test, physical therapy, or counseling – at some point. These services can be expensive.

And if something happens that requires surgery or emergency medical care, it’s really important to have coverage.